If you have a second mortgage and have tried to subordinate* it and refinance your first mortgage, you may have run into issues. Many of the customer service agents that do the loans at larger banks do not know the intricacies of subordination requirements. I have a very good working knowledge of the second lien finance market and have a very good success rate with subordinations.

*subordination of a second mortgage means to leave the second lien alone and just refinance the first mortgage.


 
 
Have you tried to get a lower rate but discovered that you did not get a lower payment?

GREAT NEWS!

If your current FHA mortgage was endorsed prior to 06/01/2009 then you now qualify for:

**Reduced interest rate
**Reduced Funding fee
**Reduced monthly mortgage insurance




EXAMPLE: 
   Prior to 6/1/09
_________________________________________________________________________________________________
       NOW
Loan Amount
$200,000

$200,000
Funding Fee
$3500.00

$20.00
Monthly MI
$208.00

$92.00
Savings
NONE

SIGNIFICANT!!
 
 
I've opened Sunview Mortgage Inc!  I am very excited about the opportunity to serve you.